ACCIDENTAL DAMAGE

‘Don’t mind that,’ she said, guiding him through the hallway and round the shattered remains of a mirror.

‘Just through there,’ she pointed him through a glass door whose splintered panes were held together by sticking tape.

‘Take a seat,’ she smiled at him. He looked at the living room strewn with broken chairs, a table with only three legs, a cracked television on the wall.

He settled in an armchair with only one arm.

The dear old lady balanced on a rickety dining chair. ‘Now dear, you said you wanted to talk to me about something called Home and Contents Insurance?’

‘Erm…’ he gulped.


dales-broken-door
Copyright Dale Rogerson

Written as part of the Friday Fictioneers challenge hosted by Rochelle Wisoff-Fields (more details HERE). The idea is to write a short story of 100 words based on the photo prompt (above).

To read stories of 100 words based on this week’s prompt, visit HERE.


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148 responses to “ACCIDENTAL DAMAGE”

  1. Think of how high the premiums can be!

    Liked by 1 person

    1. More than it’s probably worth her time taking out!

      Liked by 1 person

  2. Very amusing. Poor insurance salesman. He might have bitten off more than he can chew.

    Liked by 1 person

    1. Just think of all the paperwork 🙂

      Like

  3. michael1148humphris Avatar
    michael1148humphris

    A house of horrors, I hope he gets out alive.🙂

    Liked by 2 people

  4. Yikes! Don’t think he walked into a win. Amusing tale, Iain.

    Liked by 1 person

  5. I think any no-claims bonus might be an irrelevance here. 🙂

    Liked by 1 person

    1. Not worth even including in the contract… 🙂

      Like

  6. Insurance agent sure will have second thoughts!
    Home insurance is much needed.
    Clever take on the prompt 🙂

    Liked by 1 person

    1. Thank you Di, hope you are well 🙂

      Like

      1. Indeed yes, thank you for asking. Missed you this past week. Everything OK?

        Liked by 1 person

      2. Settling down now, a bit of a traumatic start to the new year – my 4 year old son ended up in hospital and has type-1 diabetes, so a bit of a lifestyle change for us all to get used to. Getting there though. Thank you for asking 🙂

        Like

      3. Oh wow. Poor lad. I was diagnosed as type 2 in 2011, but it’s all controlled by diet. I expect he’s very confused and doesn’t understand why he can’t have the things he’s used to, bless him.

        Liked by 1 person

      4. He’s handling it a lot better than his parents! Although I don’t think he appreciates it is for the rest of his life yet. Hopefully we all get used to it and it settles down to just be our way of life.

        Liked by 1 person

      5. I find it amazing how quickly kids can adapt once they accept the status quo.

        Liked by 1 person

      6. Followed this thread. So sorry to hear about your son but I think you’re quite right. You all will adjust and “things” will become routine. This I know from experience (something totally odd I’ve worked with for 40 years. Now it’s just the way of things.) Will keep you and your family in my thoughts.

        Liked by 1 person

      7. Thank you for your kind thoughts and support Alicia

        Like

    1. Thank you Roberta 🙂

      Like

  7. Dear Iain,

    I suspect the premiums will be monstrous. This did make me laugh. Well done.

    Shalom,

    Rochelle

    Liked by 1 person

  8. Loved the way you led me through the story and whomped me with that laugh out loud ending.

    Susan A Eames at
    Travel, Fiction and Photos

    Liked by 1 person

  9. Smashing fun, old chap!

    Like

  10. A great laugh to start out the day! I am thinking he may decide to change jobs. 🙂

    Liked by 1 person

    1. Thank you, always good to spread a laugh 🙂

      Like

  11. deborahsdeliberations Avatar
    deborahsdeliberations

    Wonderful take on the prompt, Iain. And welcome back. I missed your stories 🙂

    Liked by 1 person

    1. Thank you Deborah, a few family health issues but hopefully I will be around more 🙂

      Like

  12. I enjoyed your story very much. The insurance man is in a real pickle now.

    Liked by 1 person

    1. Thank you, glad you enjoyed it!

      Like

  13. Clumsy son or a monkey for a pet, perhaps?

    Liked by 1 person

  14. Frankie Perussault Avatar
    Frankie Perussault

    Poor dear old lady! but I did laugh. Very well done. Love the way you take your reader for a ride!!!

    Liked by 1 person

    1. Thank you Frankie 🙂

      Like

  15. What a hoot, Iain! Poor bugger had no idea what he had walked into…

    Liked by 1 person

    1. Thank you Dale, I look forward to finding out what really happened to the door…!

      Liked by 1 person

      1. Do let me put you out of your misery: My son’s 19th birthday, I’m at the movies, he has some friends over. They start wrestling beside the door and one gets pushed into it. I get a text that says: Mom. Um. Something is Broken. I come home to this, ah, “repair”. It will cost an arm and a leg to fix and I’ve removed the door. My house is for sale and I am in the process of shopping for another door that is similar-ish because fixing this one is not gonna happen.

        Liked by 1 person

      2. A typical tale, at least no one was seriously hurt. When I was younger a similar thing happened at a friend’s house and someone ended up in hospital with a sliced up hand!

        Liked by 1 person

      3. Eesh… I was plenty pissed, I assure you. This door has 15 individual panes. They would have to take the door apart, insert new ones and put back together. Ain’t gonna happen.

        Liked by 1 person

  16. Love it, Iain. You’ve really developed her character well and if you look over some of the recent posts I’ve written about my trip to Byron Bay, that region is full of characters like this.
    Hope you’ve had a great week.
    Best wishes,
    Rowena

    Liked by 1 person

    1. Thanks Rowena, will give those stories a look 🙂

      Liked by 1 person

  17. Hope the poor insurance guy is himself insured. Nice story, Kelly.

    Liked by 1 person

  18. Very funny Iain! Lots of ways this one can turn out. Been missing you the last couple of weeks. Hope everything is okay.

    Liked by 1 person

    1. Thank you Janet, nice to be missed. Dealing with some health issues in the family, but hoping to be back on a more regular basis. Thank you for asking 🙂

      Liked by 1 person

      1. Hope nothing too serious. Just wanted you to know you are missed 🙂

        Liked by 1 person

      2. Thank you Janet, it means a lot 🙂

        Liked by 1 person

  19. Ha! Good one, Iain, very funny.

    Liked by 1 person

  20. Those crafty wily old ladies. Made me chuckle, this one did.

    Liked by 1 person

  21. This made me laugh, though perhaps it shouldn’t!

    Liked by 1 person

    1. Thanks Liz – it’s best to laugh!

      Like

  22. I think the furnishing have more sentimental value than monetary. You paint a vivid scene. Made me laugh. Missed your stories. So very sorry to hear of your son’s health issue. Sending you and your family well wishes.

    Liked by 1 person

    1. Thank you Brenda, he’s doing well, hopefully it will all settle down a bit now as we get used to dealing with it. Thank you for your kind wishes.

      Liked by 1 person

  23. Nice take on the photo prompt!!

    Liked by 1 person

  24. Ha ha, didn’t know where this was going until the end. Well done. 🙂

    Liked by 1 person

  25. Lovely. He isn’t going to hit his target is he?

    Liked by 1 person

    1. Not in this house for sure!

      Like

  26. Very good, a return to form after missing last week!! Made me chuckle and at number 1!! Good work fella.

    Liked by 1 person

    1. Thank you – hoping my attendance record will improve for the rest of the year!

      Like

  27. Love the surprise ending! He definitely has his work cut out for him 🙂

    Liked by 1 person

  28. Ha! I enjoyed how things got progressively worse and she seems to take it all in stride. Well done.

    Liked by 1 person

  29. Ha ha ha, poor guy, but since he’s an insurance agent, I’m sure he will find a way to exploit this too 🙂

    Liked by 1 person

    1. They always end up coming out on top.

      Liked by 1 person

  30. Ha! Good fun! Well written!

    Happy New Year, Iain! Best wishes for your son!

    Liked by 1 person

    1. ermmmmm…sorry…I may have used up a year’s worth of exclamation points.

      Liked by 1 person

    2. Thank you for the good wishes Sascha 🙂

      Like

  31. Ha ha ha! Iain, this is really funny. I love the imagery you use.

    I also happened to see your comment about your son. So sorry. Blessings to you and him.
    Debbie

    Liked by 1 person

    1. Thank you Debbie, he is coping well.

      Liked by 1 person

      1. Glad to hear that, Iain.

        Liked by 1 person

  32. Nothing much to insure, is there? You described the scene so well!

    Liked by 1 person

  33. Wicked! I like the old lady 🙂

    Liked by 1 person

  34. Haha, I think she’d be what they call a “bad risk” 🙂

    Liked by 1 person

  35. That gave me a good laugh, great read.

    Liked by 1 person

  36. Good one! I can just see his expression.

    Liked by 1 person

  37. Not much worth insuring. But considering all the repairs she has put off, I’m thinking the old lady has quite a nest egg, stashed somewhere under that rickety three-legged bed!

    Liked by 1 person

    1. Oh yeah, you know she has some savings hidden somewhere! 🙂

      Liked by 1 person

  38. Oh dear, maybe he should just turn around and run straight out the door!

    Nice take on the prompt, I really enjoyed it 🙂

    -Rachel

    Liked by 1 person

    1. Thank you Rachel 🙂

      Like

  39. he went to the wrong house. i don’t think there’s anything worth insuring. 🙂

    Liked by 1 person

    1. Nothing of value has been left unharmed!

      Liked by 1 person

  40. Hahaha aha brilliant. I got a good laugh out of this.

    Liked by 1 person

    1. Thank you Laurie, a pleasure to give you a laugh 🙂

      Like

  41. Ha ha! Hilarious! Something tells me this woman’s stuff isn’t .. um … insurable .. 😉 Well done!

    Liked by 1 person

    1. It’s certainly not worth much 🙂

      Liked by 1 person

  42. No pre-existing conditions right???

    Liked by 1 person

    1. Any accidents in the last 3 years to report??

      Liked by 1 person

  43. The insurance salesman, rather than taking seat, should have left the scene!

    Liked by 1 person

  44. Sounds as though she needs it but not sure how high the premiums would need to be to make it viable

    Liked by 1 person

    1. Best to stick to a good supply of duct tape perhaps.

      Like

  45. Very easy to relate to. Fun read.

    Liked by 1 person

  46. With so much damage , hop no one is hurt.
    The poor salesman will have seconds or third thoughts.

    https://ideasolsi65.blogspot.com/2019/01/door.html

    Liked by 1 person

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